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15 September 2021

Car borrowed long term

Car insurance follows the car not the driver.


It's not that simple.


1- Insurance on the car (collision and theft) follow the car. Because it is what it being insured.


2- Liability insurance follows the driver. Because their actions are what's being insured.


3- Most policies have various levels of "incidental" use provisions. If I let a licensed, but uninsured, driver borrow my car, he is sort of grandfathered into my policy. But that probably doesn't count for 9 months worth of use. Probably what you'd have to do it add him into your policy as a user of the vehicle.


3b- Similarly, if I am an insured driver and I borrow a car that has no insurance whatsoever going on, my liability will be covered by my policy. But that car will not be covered.


4- If the car is going to be "living" with him, you might need to update your policy to show where its garaged location is.

posted by gjc at 5:23 PM on March 31, 2009

 

source: https://ask.metafilter.com/118253/How-to-let-someone-borrow-your-car-for-an-extended-period

01 September 2021

Inspirational people

I have met many inspirational people in life and I'm gonna record one of them down today.


It's a guy called Larry. He refurbishes bikes and sells them on Craigslist. 


Craigslist post


He is retired and he fixes bikes because he'd love to see more youth out there biking instead of being on their phones inside all day. I really admire his intention. He has 4 children of his own and has fostered 12 children before. Very much respect for him and very much inspiration from him. 


He brought 2 bikes to let us test ride. We used the parking lot at Costco:) We end up settling on the bike that's not on the Craigslist post above. It's a blue one and on the sitting cushion it writes Schwinn. It's a bike brand that I learned today. I would say out of all the posts I browsed on Craigslist today, 3/5 are of that brand. Anyways, he let me know that he drives a red and black Chevy pickup so it was easy to spot! And thank God that the bike fits just fine in the Accord! I didn't even need to take the cushion off to fit it in. Of course it was because Larry helped us get it in. If it were just me, I probably would take a much longer time to figure it out.

04 July 2021

ReStart

I just wanted to update a couple reminders for myself:

(1) When things get hard, see them as opportunities for personal growth.

(2) When things are shitty, it makes my existence valuable when I clean them up. 

(3) F.ace E.verything A.nd R.ise

(4) Close tabs

#embracethechallenge2021

25 September 2020

Dajavu files

 so the first day of my second year in college was on Wednesday the 23rd of September.

I was looking over the materials of the physics course I'm taking, and saw that we're using online bundles that include homework and textbook. There is 3 options - to buy both the textbook and homework, homework only, a physical copy of textbook with access code to the homework. 

I was looking at etext and homework, but then I remembered that some friend has hold me about the Library Genesis. I was able to save 20 bucks because of this website. It's amazing!

The downloaded file will be in .djvu, for which a good viewer would be Sumatra PDF. It's open source and wrote in C++ under GNU os.

Anyway, I really needed to put up links here for anyone that's looking for resources like this.

01 July 2020

Disassembling Cannon iP7220

Alright it's tax season!
Tax is usually due on 4/15 but there's tolerance due to the COVID19 pandemic until 7/15.
It's next week so I gotta print out the tax forms and mail it by the end of tomorrow.

The problem with my printer is "ink absorber is almost full." So I looked up how to handle that and washed the foam pad and sponge with warm soap water.

21 December 2018

what does * (asterisk) mean in [Python]?

Background

When I was, again, doing some tutorials from Zetcode, I ran into something I don't quite understand.
grid.addWidget(button, *position)

18 December 2018

why "&" in addMenu("&File")? [PyQt4] [Python]

Background

Recently I've been trying to learn python and its GUI PyQt4. Codecademy helped me much on how classes work as classes are used very often in PyQt4 (and that Python is an object-oriented language.)

I use this really helpful tutorial on PyQt4 to help me get started:
First programs in PyQt4

As I was learning how to use a menu bar, I came to this weird situation.

29 March 2017

改變PLC 輸入接線法 (SINK/SOURCE)

**輸入=極限(微動)開關

原本 (SINK)(Positive logic)
+ > S/S of PLC > X 接點 > 微動開關 > -

15 August 2016

短路了

今天在整理gate opener的電路
順便把一個D-AC SSR裝上去 這樣就可以用DC power 控制給其他裝置的電源 只要留遙控器主機一個有點就可以了